Consumer loans totaling 22.5 billion rubles were granted to Tatarstan from January to April 2022. This is 48.1% less than in the same period last year, the Bureau calculated national credit history.
According to the office, in the first four months of 2021, the number of consumer loans granted to residents of Tatarstan was 43.3 billion rubles. In this indicator, the republic ranks sixth among the top 30 regions in the sum of loans granted.
The greatest dynamics of decline in the amount of consumer loans issued was recorded in the Khanty Mansi Autonomous Okrug – the number fell by 53.7%, in the Perm Krai by 51.3%, in Irkutsk Oblast – 50.8%, Krasnoyarsk Krai – 50.5%.
“In general, the current consumer lending situation is similar to the quarantine in the spring of 2020. But now the main hit to consumer lending was not in April-May but in March-April” , said the marketing director of the office Alexey Volkov. .
Overall, according to data from 4,000 creditors providing information to the National Credit History Bureau, the number of consumer loans made in January-April 2022 decreased by 46.1% compared to the same period. last year. In the first four months, loans of 740 billion rubles were granted.
As the office explained, 17,100 consumer loans were granted in Tatarstan in March 2022, which is 55.4% less compared to February (38,400). The average consumer loan at the beginning of spring was 132,565 rubles. Compared with February 2022, it plunged by 45.9% — at the end of winter, its sum was valued at 245,005 rubles.